A Business Insurance Package is crucial for protecting your company from unexpected events like property damage, liability claims, or employee injuries. It helps your business recover quickly from setbacks, reducing financial stress.
With a customised insurance package, you can have peace of mind knowing that your assets, reputation, and operations are well protected.
Industrial Special Risks (ISR) Insurance is a comprehensive policy designed to protect businesses with significant physical assets and operations from a wide range of risks, including fire, theft, business interruptions, transit issues, storms, floods, and more. It is typically used by medium to large-scale businesses, including those with multiple locations, offering extensive and customisable coverage all under one policy. This insurance ensures that your business is protected against unexpected events that could disrupt operations or cause financial loss.
This coverage protects your business from legal liability for injuries or property damage caused to others during your operations. It includes public liability insurance, which covers claims from customers or clients who are injured on your premises or by your products or services. Additionally, product liability insurance helps cover legal claims and costs if a product you sell causes harm or injury. This coverage is particularly important for manufacturers, retailers, and wholesalers, helping to protect your business from the financial impact of such claims.
This coverage helps protect your physical assets, such as buildings, equipment, inventory, and furniture, from risks like fire, vandalism, or natural disasters. It ensures that your valuable property is safeguarded against unexpected events that could cause damage or loss.
Business interruption insurance provides coverage for lost income if your business is forced to close temporarily due to property damage or an unexpected event, such as a natural disaster. It helps cover lost revenue and ongoing expenses, ensuring your business can stay afloat during challenging times.
This coverage protects your business from the high costs of defending against lawsuits or claims, which can be expensive. It can also cover settlements or judgments, ensuring that legal fees don’t drain your resources or threaten the stability of your business.
Theft insurance covers the loss of stock, equipment, and other business property due to theft or attempted theft. It can also include damage to your premises caused by a break-in. This protection helps your business recover financially and get back to operating quickly after a theft-related incident.
Glass insurance covers the cost of repairing or replacing damaged glass on your premises, such as windows, shopfronts, doors, and display cabinets. It may also include coverage for signage, mirrors, and temporary security measures needed after a breakage. This protection helps safeguard your business from unexpected costs due to accidents, vandalism, or weather-related damage.
Electronic Equipment Insurance covers the repair or replacement of essential electronic devices used in your business, such as computers, communication systems, and other equipment, in case of accidental damage, theft, or breakdown. This insurance helps minimise disruptions to your operations. Additional coverage options may also include data restoration and extra costs that arise from a covered incident.
Machinery Breakdown Insurance helps cover the cost of repairing or replacing vital equipment that unexpectedly breaks down due to mechanical or electrical failure. This type of insurance can also include coverage for any business interruption, ensuring that your income remains stable while repairs are being made. It’s perfect for businesses that rely on machinery to stay up and running, offering both financial protection and peace of mind in case of unexpected breakdowns.
Money Insurance provides protection against the loss or theft of cash, cheques, or other forms of money, whether it's on your premises, in transit, or stored securely. This coverage helps safeguard your business from financial loss due to incidents like robbery, burglary, or even employee dishonesty. With Money Insurance, you can have peace of mind knowing that your business's financial assets are protected in case of unexpected events.
Tax Audit Insurance covers the professional fees you may face when dealing with a tax audit or investigation by the Australian Taxation Office or other government agencies. This includes costs for accountants, legal advisors, and other experts needed to help manage the process. With Tax Audit Insurance, your business is financially protected, allowing you to focus on day-to-day operations without worrying about unexpected audit-related expenses.
Corporate Travel Insurance offers complete protection for businesses and their employees while traveling for work. It covers a range of issues, including medical expenses, trip cancellations, lost or damaged baggage, and travel delays, helping to minimise disruptions to your business. Additional benefits often include coverage for emergency evacuations, personal liability, and rental car excess. With this insurance, your team can travel with confidence, knowing they’re covered in case of unexpected events.
Strata Insurance protects shared property and common areas in strata-titled buildings, such as office spaces, retail stores, and apartment complexes. This coverage typically includes protection for the building’s structure, public liability, and communal assets like lifts or shared equipment. It also helps manage the financial risks of damage, loss, or accidents in common areas, ensuring that all property owners and tenants are protected. With Strata Insurance, you can have peace of mind knowing that the shared spaces are covered and secure for everyone involved.
Motor Trades Insurance is designed for businesses in the automotive industry, including mechanics, car dealerships, panel beaters, and repair shops. It offers coverage for essential areas such as public liability, property damage, tools, and equipment. It also protects vehicles in your business's care, custody, or control. This insurance safeguards your business against risks like accidents, theft, and legal claims, allowing you to operate with confidence and peace of mind. With Motor Trades Insurance, you can focus on running your business, knowing that you're covered.
Whether you need coverage for your home, business, or personal assets, our quotes are clear, flexible, and designed to meet your specific needs.
As advisers, we work with a range of insurers to find the most suitable coverage for your unique situation. Whether it's for your business or personal assets, we create solutions that align with your priorities.
We work for you, not the insurers. Our team is committed to acting in your greater interest, ensuring you get fair, transparent, and value-driven coverage every time.
As part of BankWAW, Plus Insure is proud to be locally owned and connected to the community. We take pride in offering personalised service and building lasting relationships with our clients.
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